Wind Mitigation
www.HomeBossInspection.com Wind mitigation is the implementation of certain building techniques in order to limit damage caused by intense wind. A Few Facts About Windstorms and Wind Insurance In 2006, Citizens Insurance, one of the largest property insurers in Florida, requested a 45% rate increase for wind insurance. Other insurers took similar actions. In Florida, the portion of a homeowner's premium covering wind damage can be up to 70% of the total, depending on location. Wind mitigation benefits homeowners, private insurers, and all levels of government. Incentives for Wind Mitigation In some states, homeowners can benefit from reduced insurance premiums. The Gulf Coast states, which are most prone to windstorm damage from hurricanes, have each considered mandating incentives to mitigate damage due to wind. Mississippi and Texas currently do not have such legislation, although Florida has been successful. Following Hurrica...