10 Easy Ways to Save Money & Energy in Your Home

  According to  InterNACHI's Home Inspection Standards of Practice , home inspectors are required to inspect the gutters and downspouts as part of the roof portion of the home inspection.   www.HomeBossInspection.com www.FLBoss.com Some important factors a home inspector should consider include: that the guttering system is adequately sized to prevent runoff; that the gutters are free of rust, cracks and holes in order to prevent leaking; and that the downspouts divert water 4 to 6 feet away from the home's foundation.             A few inches of rain falling on the roof of a house can produce several thousand gallons of water runoff. This runoff must be channeled away from the home's foundation. Otherwise, the excess water can quickly saturate the soil surrounding the building and wick through the foundation to the interior. (See Figure 1 below.) Once inside, this moisture can lead to a variety of problems, incl...

The purpose of this article is twofold. First, at InterNACHI, we’d like you to take measures to keep your garage free from fire. Fortunately, there are ways this can be done, some of which are described below. Secondly, garage fires do happen, and we’d like you to make sure that a fire cannot not easily spread to the rest of your house. While you can perform many of the recommendations in this article yourself, it is a good idea to hire an InterNACHI inspector to make sure your home is safe from a garage fire. www.HomeBossInspection.com   www.FLBOSS.com   Why do many garages pose a fire hazard? Where are you most likely to do any welding, or any work on your car? These activities require working with all sorts of flammable materials.  Water heaters and boilers are usually stored in garages, and they can create sparks that may ignite fumes or fluids. Car batteries, too, will spark under certain conditions.  Oil and gasoline ...

Purchasing foreclosed homes in desirable areas at below-market values can be a sound investment strategy. Appreciation on their original prices may be tax-free.  Buying foreclosed rental properties can provide positive cash flow, as well as valuable tax deductions. On the other hand, buying a foreclosure involves homework, patience, and a certain amount of luck. For those wishing to get a bargain house through the foreclosure process, it’s best to learn the basics. www.HomeBossInspection.com Four Ways to Buy a Foreclosed Home A  presale  is when the prospective buyer negotiates with the current owner before the house is foreclosed upon. Presale discounts can be considerable, but communicating and reasoning with the owner isn’t always easy; they might have legal problems, lost their phone service or electricity, or greet you with suspicion, having already been hounded and threatened by creditors. And after time and energy have been invested, the de...

www.HomeBossInspection.com Wind mitigation is the implementation of certain building techniques in order to limit damage caused by intense wind. A Few Facts About Windstorms and Wind Insurance In 2006, Citizens Insurance, one of the largest property insurers in Florida, requested a 45% rate increase for wind insurance. Other insurers took similar actions.  In Florida, the portion of a homeowner's premium covering wind damage can be up to 70% of the total, depending on location. Wind mitigation benefits homeowners, private insurers, and all levels of government. Incentives for Wind Mitigation In some states, homeowners can benefit from reduced insurance premiums. The Gulf Coast states, which are most prone to windstorm damage from hurricanes, have each considered mandating incentives to mitigate damage due to wind. Mississippi and Texas currently do not have such legislation, although Florida has been successful. Following Hurrica...

Roughly 57 million American homeowners belong to homeowners associations (HOAs), which are elected bodies that govern the lifestyle and architectural choices of their members. Largely unregulated by state and federal laws, HOAs are essentially autonomous "mini-governments" that sometimes exert enough power to bully their residents into foreclosure. Inspectors may want to arm themselves with knowledge concerning the struggles of their clients who live under HOAs. When Chicagoan Wally Kuchlewski, a 67-year-old machinist, returned to his condominium, he found all of his possessions on the street. His HOA had foreclosed on his home in response to $4,000 in unpaid dues -- that had drastically risen from $640 -- to cover the HOA’s attorney’s fees. The distraught Kuchlewski gunned down the secretary of the condominium board, killing her and wounding a bystander. Although extreme, Kuchlewski’s actions nevertheless demonstrate the escalating opposition to the unchecked authority...

Mold in the Home www.HomeBossInspection.com Health concerns related to the growth of mold in the home have been featured heavily in the news.  Problems ranging from itchy eyes, coughing and sneezing to serious allergic reactions, asthma attacks, and even the possibility of permanent lung damage can all be caused by mold, which can be found growing in the home, given the right conditions.  All that is needed for mold to grow is moisture, oxygen, a food source, and a surface to grow on.  Mold spores are commonly found naturally in the air.  If spores land on a wet or damp spot indoors and begin growing, they will lead to problems.  Molds produce allergens, irritants and, in some cases, potentially toxic substances called mycotoxins.  Inhaling or touching mold or mold spores may cause allergic reactions in sensitive individuals.  Allergic responses include hay fever-type symptoms, such as sneezing, runny nose, red eyes, and skin rash (dermatitis)....

About 2.5 million children are injured or killed by hazards in the home each year. The good news is that many of these incidents can be prevented by using simple child-safety devices on the market today. Any safety device you buy should be sturdy enough to prevent injury to your child, yet easy for you to use. It's important to follow installation instructions carefully.  www.HomeBossInspection.com www.FranchiseHomeBoss.com   In addition, if you have older children in the house, be sure they re-secure safety devices. Remember, too, that no device is completely childproof; determined youngsters have been known to disable them. You can childproof your home for a fraction of what it would cost to have a professional do it. And safety devices are easy to find. You can buy them at hardware stores, baby equipment shops, supermarkets, drug stores, home and linen stores, and through online and mail-order catalogues.    InterNACHI inspectors, too, should kn...

Outdoor air pollution in cities is a major health problem. Much effort and money continue to be spent cleaning up pollution in the outdoor air. But air pollution can be a problem where you least expect it, in the place you may have thought was safest -- your home. Many ordinary activities, such as cooking, heating, cooling, cleaning and redecorating, can cause the release and spread of indoor pollutants at home. Studies have shown that the air in our homes can be even more polluted than outdoor air. Many Americans spend up to 90% of their time indoors, often at home. Therefore, breathing clean indoor air can have an important impact on health. People who are inside a great deal may be at greater risk of developing health problems, or having problems made worse by indoor air pollutants. These people include infants, young children, the elderly and those with chronic illnesses. Many factors determine whether pollutants in your home will affect your health. They include the presence, us...