10 Easy Ways to Save Money & Energy in Your Home

What is a GFCI? www.HomeBossInspection.com A ground-fault circuit interrupter, or GFCI, is a device used in electrical wiring to disconnect a circuit when unbalanced current is detected between an energized conductor and a neutral return conductor.  Such an imbalance is sometimes caused by current "leaking" through a person who is simultaneously in contact with a ground and an energized part of the circuit, which could result in lethal shock.   GFCIs are designed to provide protection in such a situation, unlike standard circuit breakers, which guard against overloads, short circuits and ground faults.   It is estimated that about 300 deaths by electrocution occur every year, so the use of GFCIs has been adopted in new construction, and recommended as an upgrade in older construction, in order to mitigate the possibility of injury or fatality from electric shock. History The first high-sensitivity system for dete...

www.HomeBossInspection.com Wind mitigation is the implementation of certain building techniques in order to limit damage caused by intense wind. A Few Facts About Windstorms and Wind Insurance In 2006, Citizens Insurance, one of the largest property insurers in Florida, requested a 45% rate increase for wind insurance. Other insurers took similar actions.  In Florida, the portion of a homeowner's premium covering wind damage can be up to 70% of the total, depending on location. Wind mitigation benefits homeowners, private insurers, and all levels of government. Incentives for Wind Mitigation In some states, homeowners can benefit from reduced insurance premiums. The Gulf Coast states, which are most prone to windstorm damage from hurricanes, have each considered mandating incentives to mitigate damage due to wind. Mississippi and Texas currently do not have such legislation, although Florida has been successful. Following Hurrica...

Roughly 57 million American homeowners belong to homeowners associations (HOAs), which are elected bodies that govern the lifestyle and architectural choices of their members. Largely unregulated by state and federal laws, HOAs are essentially autonomous "mini-governments" that sometimes exert enough power to bully their residents into foreclosure. Inspectors may want to arm themselves with knowledge concerning the struggles of their clients who live under HOAs. When Chicagoan Wally Kuchlewski, a 67-year-old machinist, returned to his condominium, he found all of his possessions on the street. His HOA had foreclosed on his home in response to $4,000 in unpaid dues -- that had drastically risen from $640 -- to cover the HOA’s attorney’s fees. The distraught Kuchlewski gunned down the secretary of the condominium board, killing her and wounding a bystander. Although extreme, Kuchlewski’s actions nevertheless demonstrate the escalating opposition to the unchecked authority...

www.HomeBossInspection.com Roofs play a key role in protecting building occupants and interiors from outside weather conditions, primarily moisture. The roof, insulation and ventilation must all work together  to keep the building free of moisture. Roofs also provide protection from the sun. In fact, if designed correctly, roof overhangs can protect the building's exterior walls from moisture and sun. The concerns regarding moisture, standing water, durability and appearance are different, reflected in the choices of roofing materials. Maintaining Your Roof    Homeowner maintenance includes cleaning the leaves and debris from the roof’s valleys and gutters. Debris in the valleys can cause water to wick under the shingles and cause damage to the interior of the roof. Clogged rain gutters can cause water to flow back under the shingles on the eaves and cause damage, regardless of the roofing material. including composition shingle, wood shake, tile or met...

Mold in the Home www.HomeBossInspection.com Health concerns related to the growth of mold in the home have been featured heavily in the news.  Problems ranging from itchy eyes, coughing and sneezing to serious allergic reactions, asthma attacks, and even the possibility of permanent lung damage can all be caused by mold, which can be found growing in the home, given the right conditions.  All that is needed for mold to grow is moisture, oxygen, a food source, and a surface to grow on.  Mold spores are commonly found naturally in the air.  If spores land on a wet or damp spot indoors and begin growing, they will lead to problems.  Molds produce allergens, irritants and, in some cases, potentially toxic substances called mycotoxins.  Inhaling or touching mold or mold spores may cause allergic reactions in sensitive individuals.  Allergic responses include hay fever-type symptoms, such as sneezing, runny nose, red eyes, and skin rash (dermatitis)....